Toulouse: a municipal zero-rate loan

Last Monday, the mayor of Toulouse announced the establishment of a new loan: the Toulousain Accession Loan (PAT). The town hall declared that it will be “an aid to the social accession to the property for a first housing, in the form of loan without interest, repayable over a duration of 10, 12 and 15…

Real estate loans: negative rates in sight!

Great news for households and the real estate industry: we are entering a period of negative real borrowing rates. Indeed, in a current context of very low fixed rates and rising inflation, French households have every interest in going into debt. Despite the few rate hikes in some banks observed in early June, the banks…

What is credit repurchase loan

The traditional loan is mainly intended to finance projects of different natures (house, car, work) but the loan linked to the repurchase of credit is intended to consolidate all your existing loans in only one. Credit repurchase loan – presentation The repurchase of credits consists in uniting all your existing loans in only one, you…

Loan between individuals: a writing at any cost!

The economic crisis is hitting homes hard. Consequently, financial organizations are more and more reluctant to grant financing. The loan between individuals becomes a preferred alternative for many people. With friends or family members, these “private loans” are often made outside of any agreement, so that it becomes difficult for the lender to prove their…

How to borrow without proof?

Borrowing quickly and without proof is the desire shared by many households for the realization of their projects. However, the supporting documents allow the lending organization to ensure the creditworthiness of the borrower but also the proper repayment of the credit. Therefore, can a household borrow without proof and if so, how can it do…

Credit for buying consumer products: a good idea?

Explanation of credit solutions to finance the needs of everyday life during the health crisis. While the Coronavirus COVID-19 continues to spread in France, households will sometimes face complex situations. As a precaution, some will make the decision to buy more food and other consumer goods, which comes at a cost. Revenues will then be…