The traditional loan is mainly intended to finance projects of different natures (house, car, work) but the loan linked to the repurchase of credit is intended to consolidate all your existing loans in only one.
Credit repurchase loan – presentation
The repurchase of credits consists in uniting all your existing loans in only one, you do not repay any more that only one single monthly payment weaker and better adapted to your capacity of repayment.
This loan thus has a double function: to reduce your debt ratio and to simplify the management of your finances. There are various loans for the repurchase of credits such as the repurchase of mortgage and the repurchase of consumer credit.
Home loan resulting in a credit consolidation
The home loan buyout is the most widely used financing offer. Only intended for owners, this banking operation aims to group together mortgage loans (share greater than 60%) and consumer loans in order to set up a new mortgage loan at a reduced rate.
To benefit from it, no need to leave your bank, everything is done independently of it through a credit buyout organization.
Consumer loan that results in a credit consolidation
This banking operation is similar to the repurchase of a mortgage except that in this single loan, the immovable part does not exceed 60%. The loan then depends on the law on consumer credit.
No need to leave your bank, you get a first opinion with Our company on the feasibility of this project by carrying out a free simulation online.
Loan specialist linked to a loan buyout
Our company has been a non-exclusive agent in credit repurchase for several years. His experience and know-how have enabled him to forge very close ties with the main credit institutions so as to benefit from the best loan repurchase rates in force.
Our company’s mission is essential: listening, monitoring and proposing a loan buy-back offer that best matches the borrower’s situation.
The purpose of this operation is to benefit from a single loan with reduced monthly payment and thanks to a single contact. To benefit from a study of your situation, simply fill in the online simulation form, you will quickly receive a first opinion through a specialized adviser.